Commentary for Bava Metzia 228:7

רבא אמר הכי קאמר המלוה את חבירו אינו רשאי למשכנו ואם משכנו חייב להחזיר לו במה דברים אמורים שמשכנו שלא בשעת הלואתו אבל משכנו בשעת הלואתו אינו חייב להחזיר לו ועובר בכל השמות הללו ארישא

Our Rabbis taught: If a man lends [money] to his fellow, he may not take a pledge of him, nor is he bound to return it to him, and he transgresses all these injunctions.<span class="x" onmousemove="('comment',' Viz., Thou shalt not sleep in his pledge: In any case, thou shalt deliver him the pledge when the sun goeth down (Ibid. 12f); Thou shalt deliver it unto him by that the sun goeth down (Ex. XXII, 25). On [H], lit., 'names', v. p. 634. n, 3. ');">¹²</span> What does this mean? — R. Shesheth said: This: If a man lends [money] to his fellow, he may not [himself] take a pledge of him; and if he did take a pledge of him [by means of a court officer], he is bound to return it;<span class="x" onmousemove="('comment',' V. p. 650, n. 4, ');">¹³</span>

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